BMC is a reputable, licensed and insured moving company, and we do all we can to prevent damages. We employ only skilled professionals that are trustworthy, courteous, and attentive to your needs. Each BMC move team is tasked to ensure the safe delivery of your possessions to their new destination. However, there is always the possibility of some item being damaged.
In the unlikely event of damage, there is 1 of 3 ways that it can be handled, depending on the level of coverage chosen by you, PRIOR TO THE START OF THE MOVE.
Moving companies do not sell insurance, but we do let you place a declared valuation on your property, which sets a level of liability upon BMC. We offer 3 options, which we refer to as options A, B, and C. Note, in the interest of brevity, the information below is just a brief synopsis on how Increased Declared Valuation works. Please refer to the brochure titled "Placing A Value On Your Household Posessions" produced by the Massachusetts Movers Association for a thorough explanation.
Option A: $0.60/lb valuation (Cost: no extra charge)
BMC has a maximum liability under State Law for loss or damage to your property of $0.60 per pound, per article up to a maximum of $2,000.00. There is no additional cost for this option. You may increase this liability for loss or damage by paying extra valuation charges. There are certain types of items that will not be covered, please see the full list of exceptions.
Example: If a 10-lb lamp is damaged, BMC would be liable for 10 (lbs) * $0.60 = $6.00.
Option B: Depreciated Valuation. (Cost: $7.00/$1,000 of valuation, $100 deductible, minimums apply)
Under this option, you declare a lump sum value for your entire shipment. If there is a claim, BMC is not obligated to write a check to you for the entire declared shipment value. Each damaged item will be repaired or replaced first. A cash settlement may also be offered, according to its depreciated value, not to exceed the shipment’s declared value. There is a $100 deductible with this option. There are certain types of items that will not be covered, please see the full list of exceptions.
Example: If a lamp gets broken, the lamp will either be repaired, or if it is beyond repair, you will be reimbursed for it based on its depreciated valuation, after application of $100 deductible. (proof of value of item needed)
Option C: Full Replacement Valuation (Cost: $11.00/$1,000 of valuation, $100 deductible, minimums, apply)
Under this option, you declare a lump sum value for your entire shipment. Under this option, this covers repairs, replacement, or full reimbursement with no depreciation, minus the plan’s $100 deductible. BMC will pay for the full cost of repairs if damage occurs while in our care and custody, up to the dollar amount of valuation selected. If the item cannot be repaired, BMC will replace it or replace it with a like item if the exact item is no longer available. If the item cannot be repaired or replaced we will pay you the cash value based on the current replacement cost (pending proof of value and application of the deductible). There are certain types of items that will not be covered, please see the full list of exceptions.
Example: If a lamp gets broken, BMC will pay for the full cost of repairs if damage occurs while in our care and custody, up to the dollar amount of valuation selected. If the item cannot be repaired, we will replace it or replace it with a like item if the exact item is no longer available. If the item cannot be repaired or replaced we will pay you the cash value based on the current replacement cost, after application of $100 deductible. (proof of value of item needed)