What to Do if You Get in an Accident When Moving

Posted by Patrick Lundgren on Fri, May 02, 2014 @ 01:49 PM

 When we move, whether it’s for a better job, to be closer to family, or so our children can attend better schools, there is an awful lot that goes into the planning. The process of transferring utilities, schools and jobs, along with the overwhelming logistics associated with move itself are the reasons why moving is one of the most stressful experiences in a person’s life. The last thing a person needs is to add to the stress by getting involved in an accident during the move. Fortunately, there are steps you can take before and after the accident that can help you mitigate some of the stress, and get you back on the road to your new home.


Before the Accident

Obviously, no one ever anticipates getting involved in an accident, but it’s important to be as prepared as possible, especially during the course of the move. Hiring a professional moving company is ideal, but if you plan on renting a truck and driving it yourself, don’t skimp on the additional insurance. Moving trucks are significantly larger than passenger vehicles and trucks, and most people simply don’t have the experience and comfort levels necessary to drive them as safely as they do their own cars.

Even before you rent the truck, however, consider the transit part of the process when evaluating how to properly and safely pack for the move. By packing right in the first place, you will protect your belongings and, should you get into an accident, your possessions have a better chance of coming out undamaged.

Finally, speak with the moving company or the truck rental company (if you do it yourself) about their policy regarding accidents. Reputable companies will have information in writing and will take time to clearly explain their policies. That way, there will be no question about what to expect should you get involved in an accident.


After the Accident

If you find yourself in the unfortunate position of getting involved in an accident while driving a rental truck, call the police and then the truck rental company once you’ve assessed injuries and secured your safety. If you hired a moving company, they will notify you of the accident immediately. Read the literature they initially provided to you, and follow their recommendations regarding how to proceed.

If you, or alternatively, the moving company, weren’t at fault, you’ll need to get an idea of what your claim is worth. It’s difficult to put a price tag on a household full of belongings, not to mention pain and suffering, so it is wise to seek legal advice. That way, you can be sure you’ll be fairly compensated.


Moving is stressful enough without having to deal with the fallout from an accident. Preparing ahead of time, and knowing what to do and what to expect should you get involved in an accident will go a long way in facilitating a speedy resolution. That way, you can get back to the task of settling in to your new place. Welcome home!

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